I have to pay 3 separate dues for the HOAs. Because of the Metro District I have to pay almost 50% more in real estate taxes than the people who live across the street in another subdivision. So it's critical that you do your homework as many sales people will not provide you with factual information regarding real estate taxes or special tax districts. And when you're moving into a new community you can't get that information from tax records.
Spending extra time upfront researching your new community may save you a lot in unexpected monthly expenses! For some info on Active Adult Communities, go to: http://www.topretirements.com/tips/Choosing_a_Community/Is_an_Active_Adult_Community_Right_for_You.html