Like everything else in life, your retirement years will be what you make of it -- so when you visualize your retirement, what do you see -- a dream or a nightmare?
I know that many of you are dwelling on your 2008 stock market losses especially since you probably received year-end tax documents with the bad news this week.
When you view just the financial aspect of your retirement, I'm sure for many it does seem like a nightmare.
Don't get down
Believe me, I feel the pain of your financial losses -- not from 2008 as I was not heavily invested in the market -- because I had already lost more than$140K in 2000-2001. Sure, it negatively impacted my retirement planning, but I survived and so will you. After having suffered a major illness and being hospitalized twice last summer, I'm telling you from my heart -- if you have good health, you truly have it all and can face any challenge!
Remember: When life throws you a curve ball (like this financial crisis), then HIT IT!
p.s. - that's not my account above - luckily, mine went down only about 20%.